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Food for Thought..

I have two great enemies, the southern army in front of me and the financial institutions in the rear. Of the two, the one in the rear is the greatest enemy.

Abraham Lincoln, 16th President
Assasinated 1865

 
ACCESS Guard My Credit File News
Nebraska Lawsuit Raises Questions About Baby Monitors and Privacy
In The News
 
September 30, 2025 - Nebraska Attorney General Mike Hilgers has filed a lawsuit against Lorex, a home security camera company whose devices are sold at major U.S. retailers including Costco, Best Buy, Kohl’s, and Home Depot. The suit alleges that Lorex marketed its cameras as “private by design” and safe for use in sensitive spaces such as children’s bedrooms, while failing to disclose that the products rely on technology from Zhejiang Dahua Technology, a Chinese surveillance firm that has faced U.S. restrictions.
Read more...
 
Mind Your Mind: What the MIND Act Means for the Future of Privacy
Federal Issues

September 28, 2025 - Three senators - Chuck Schumer of New York, Maria Cantwell of Washington, and Ed Markey of Massachusetts - recently introduced the MIND Act, short for the Management of Individuals’ Neural Data Act of 2025. The bill directs the Federal Trade Commission to study how brain wave and other neural data should be safeguarded as consumer devices capable of measuring and interpreting the nervous system become more common. Supporters say it is important to act now because companies are already experimenting with headsets, implants, and other technologies that may collect deeply personal information about people’s thoughts, emotions, and decision-making patterns. Unlike medical records covered by HIPAA, most of this data is collected outside health care and falls into a gray area where few protections exist.

Read more...
 
AI Chatbots Tested as Phishing Tools
How to Protect Yourself

September 22, 2025 - A new Reuters investigation has found that some of the world’s most popular AI chatbots can be coaxed into writing convincing phishing emails — and older Americans may be particularly at risk. Working with Harvard researcher Fred Heiding, Reuters reporters tested whether six major chatbots could help craft scams aimed at senior citizens, then sent a sample of those emails to 108 elderly volunteers who agreed to participate in the study.

Read more...
 
A New Breed of Spyware Quietly Watches Through Your Camera
How to Protect Yourself
 
September 18, 2025 - There’s a new kind of digital pickpocket prowling the internet, and it isn’t just after your passwords. Called Stealerium, this open-source spyware has security experts worried not only because of what it can steal, but how it might be used to humiliate or blackmail people in deeply personal ways. Researchers at Proofpoint, a well-known cybersecurity firm, recently reported that Stealerium includes an unusual feature: it can watch for adult content in your web browser and, if it spots something, quietly snap screenshots and even activate your webcam to capture your reaction. It’s the kind of tool that could turn private moments into leverage for extortion.
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Google’s Quiet Pushback Against California Privacy Bill Surfaces Amid Rising Legal Pressure
In The News

September 13, 2025 - In early 2025, Google initiated a subtle but coordinated campaign to block a proposed California law—AB 566—that would require web browsers to allow users to automatically signal their preference that websites not share their personal information with third parties. The campaign, largely conducted out of public view, included sending emails to small business owners across the country, suggesting that the bill would damage their ability to use online advertising tools. 

 
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FEMA Data Breach and IT Failures Lead to Mass Firings at Agency
In The News

August 31, 2025 - In late August 2025, Homeland Security Secretary Kristi Noem took the rare and decisive step of firing  two dozen staffers in FEMA's IT department following a cybersecurity breach that put the entire Department of Homeland Security at risk. No sensitive data was stolen, and no citizens were directly impacted. But the breach exposed a glaring failure of basic protections that DHS found unacceptable. 

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Young Adults Struggle to Find a Foothold in an Economy Transformed by AI
Children & Finances

August 26, 2025 - For years, young people were told that hard work, a college degree, and especially computer science skills would guarantee them a good-paying job. But the reality for today's graduates is very different. Entry-level jobs are drying up, artificial intelligence is replacing many junior roles, and traditional milestones of adulthood are slipping further out of reach.

 
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Court Ruling Opens Door to Restructuring of CFPB
Federal Issues

August 20, 2025 - A federal appeals court has ruled that the Trump administration may proceed with plans to significantly scale back the Consumer Financial Protection Bureau (CFPB), lifting an earlier order that had blocked mass layoffs and structural changes at the agency.

 
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New Law Expands VA Authority to Help Veterans Avoid Home Foreclosure
In The News

August 10, 2025 - President Trump has signed the VA Home Loan Program Reform Act, legislation designed to give the Department of Veterans Affairs (VA) greater ability to help veterans avoid foreclosure on their homes.

Read more...
 
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